Regardless where your travels take you and your family, following our top ten list of safety travel tips will help make your next vacation a safe one!
Spring is the air and buds are about to bloom. Whether you are a gardening geek or beginning to develop your green thumb, nothing connects us with our Mother Earth quite like gardening does. Preparing for the upcoming planting season can mean the difference between beautiful blossoms or fledgling flowers. But getting ready to plant […]
It’s not always easy to take your medications on time. It’s important that you take the right dose, at the right time, in the right way and frequency. Why is so important? If you don’t take your medicine as prescribed by a doctor or instructed by a pharmacist it could lead to your disease getting worse, […]
If you have a smart phone than you are receiving text message spam. Text message spam is to your cell phone what email spam is to your personal computer. They all want to get your personal information. However, text message spam is a triple threat. It often uses the promise of free gifts or product […]
Everyone feels stressed at one time or another. But what does it mean to feel stressed? Is stress be good for you? Or, is it bad for you? According to the Mayo Clinic, stress is your body’s response to the demands of life. A small amount of stress can be good, motivating you to finish […]
Do You Still Need Life Insurance? Are you close to retirement or maybe you already are retired? Are you wondering if you still need life insurance? Well, it all depends. Maybe you still have dependents or financial obligations, such as the mortgage on a home or second home. If you died today, could your family […]
Identity theft is a serious crime that happens when someone uses your personal information without your consent to commit fraud or other crimes. Personal information includes things like your name and your Social Security, Medicare, or credit card numbers. Guard your Medicare card to protect your personal information To help protect your identity, Medicare mailed […]
Buying Medicare health insurance, life insurance or any other insurance can be complicated. There are so many details and decisions to make. That’s why it helps to have an expert on your side. That expert, is me, your insurance agent. My role is to help you through the insurance buying process. I know there are […]
This winter has been brutal for most of us. Between the polar vortex, snow in Hawaii (yes that happened) and extreme rainfall, we’re all ready for a bit of sun and warmth. However, right now, most of us want to do nothing more than get home at the end of a work day and hibernate. […]
Did you know that there is a quick way to check if your medical item or service covered by Medicare Part A and/or Part B. Medicare’s new free “What’s covered” app delivers cost and coverage information right on your smartphone. Now you can quickly see whether Medicare covers your service in the doctor’s office, the […]
Did you know that there are many ways to save on your health care costs? Here are a few suggestions to help manage your healthcare costs. Stay Within Your Network Out of network providers can charge more and their services usually require a higher deductible and higher annual limit on your out-of-pocket expenses. If you […]
It’s one of those things that is easy to overlook – taking the time to review your insurance coverage. Why is this so important? Well, let’s start with the knowledge that you work hard and want to protect your income. That’s why it’s so important to review your family’s insurance needs annually to make sure […]
Here we are again in the midst of the holiday hustle and bustle. During this very busy season, we want to stop to take a few minutes to wish you a happy holiday and wonderful New Year. At this time of the year, we believe it’s important to reach out with a very BIG thank […]
Thanksgiving is behind us. We survived the stampede on “Black Friday” and “Cyber Monday”. A few of us even already have holiday decorations up. We’re not quite at the holiday “half way” mark. To help you make it across the finish line (into 2019!) happy, healthy, and well rested, we’ve collected these five simple health “hacks” that will help you make it through the holidays.
Let’s review a few key insurance terms to make sure you understand what they mean. And, give us a call, if you have any questions about your coverage. Medicare Part A: Government insurance that covers hospital, rehab, part-time or intermittent skilled nursing care and hospice costs. Part B: Government insurance that covers, doctor visits, ambulance […]